Supportive loan finance to help people take control of their economic lives and create social benefit.
We exclusively serve the co-operative and social enterprise sector.
Over the last 40 years we’ve supported hundreds of businesses, from small community-led enterprises to large award-winning organisations. All of our funds are democratically owned and controlled by our members. We lend to those that practice the principles of co-operation, social ownership and sustainable development. Our rates are competitive and we don’t require personal guarantees.more about borrowing from us >>
We have received some unusual loan requests over the last 40 years, but never before has we funded equipment for aerial performance artists. Our loan was used to buy a new aerial rig for Organised Kaos Youth Circus, an extraordinary social enterprise based in a former mining village in south Wales. Operating from the old church […]
A popular child care co-operative in Bristol has moved premises, bought new play equipment and improved its financial resilience with the help of a loan from Co-operative & Community Finance. Sparks Play & Care, which provides high quality and convenient out-of-school childcare for some 150 families in the Ashley Down area of north Bristol, reopened […]
Work is well underway on a £1.1m project to transform a row of seven empty Georgian houses in central Sheffield into a new community-owned centre for artists, designers and makers called The Roco. The Grade II listed buildings are being substantially redesigned to house galleries, workshops, studios, offices, events space, café/bar, terrace and roof garden. […]
News & Views
Before you start any application, make sure you have everything you might need at your fingertips; documents, contact details, photographs, promotional material, facts and figures. Preparation will make the process quicker and easier. Be sure to check out the organisation to which you are applying – check criteria, research what interests them, and follow any […]
Ethical finance groups work together Two long-established ethical finance organisations have agreed new arrangements that will make more money available to democratic enterprises in disadvantaged communities. Ecology Building Society has lent £500,000 to Co-operative & Community Finance, and under the terms of the government Community Investment Tax Relief (CITR) scheme this money will be used […]
How should co-operatives finance growth? It is one of the biggest questions facing co-operative businesses today. Not all co-operatives want to grow. But when they do – particularly when a co-operative wants to expand quickly – there is challenge. Congress 2015 is a step towards the UK co-operative sector providing its own answers to the […]