Supportive loan finance to help people take control of their economic lives and create social benefit.
We exclusively serve the co-operative and social enterprise sector.
Over the last 40 years we’ve supported hundreds of businesses, from small community-led enterprises to large award-winning organisations. All of our funds are democratically owned and controlled by our members. We lend to those that practice the principles of co-operation, social ownership and sustainable development. Our rates are competitive and we don’t require personal guarantees.more about borrowing from us >>
Software developers Co-operative Web are expecting significant growth in their 10th year in business and a large loan from Co-operative & Community Finance is helping to ease the growing pains. The Birmingham-based workers’ co-operative builds systems, web applications and content-managed solutions across a range of technical platforms. It works with many different types of business […]
The workers’ co-operative that operates the UK’s first sustainable sawmill is growing rapidly. Earlier this year Towy Timber Co-operative in Llandeilo, South Wales, used loans from the Industrial Common Ownership Fund plc and the Co-operative Loan Fund to purchase new machinery. This resulted in increased capacity and more jobs. The co-operative took on three new […]
Award-winning, employee-owned care provider Care and Share Associates (CASA) has completed the first phase of its ambitious plan to more than double its turnover in the next five years. Co-operative & Community Finance, The Co-operative Loan Fund and Big Issue Invest are providing finance following an innovative restructuring of the business. CASA provides domiciliary care […]
News & Views
Sometimes just the offer of finance can make all the difference to a community trying to raise funds. Last year a commitment by the Community Shares Fund to invest £50,000 if required gave the people of Belthorn in Lancashire the confidence to proceed with the purchase of The Dog Inn before the community share issue […]
Before you start any application, make sure you have everything you might need at your fingertips; documents, contact details, photographs, promotional material, facts and figures. Preparation will make the process quicker and easier. Be sure to check out the organisation to which you are applying – check criteria, research what interests them, and follow any […]
Ethical finance groups work together Two long-established ethical finance organisations have agreed new arrangements that will make more money available to democratic enterprises in disadvantaged communities. Ecology Building Society has lent £500,000 to Co-operative & Community Finance, and under the terms of the government Community Investment Tax Relief (CITR) scheme this money will be used […]